Wise, formerly known as TransferWise, is a British financial technology company based in London. Founded in January 2011 by Kristo Krmann and Taavet Hinrikus, Wise specializes in international money transfers and cross-border financial services. The company aims to make sending, receiving, and managing money across currencies cheaper, faster, and more transparent.

Wise offers a range of products, including the Wise Account, which is a multi-currency account that allows customers to hold, send, receive, and spend money internationally with real exchange rates and low fees. The Wise Business product is tailored for businesses, facilitating international payments in over 40 currencies. Additionally, the Wise Platform enables banks and other businesses to integrate Wises technology into their services, enhancing their international money management solutions.

With a mission to create "money without borders," Wise serves over 14.8 million customers globally, moving approximately $10 billion every month. The company operates as a Money Service Business (MSB) and is committed to regulatory compliance and security, ensuring customer funds are safeguarded.