MPOWER Financing is a mission-driven fintech company based in Washington, D.C., founded in 2014 by Manu Smadja and Mike Davis. The company specializes in providing no-cosigner, no-collateral fixed-rate student loans to international students, DACA students, refugees, and asylees pursuing higher education in the U.S. and Canada. MPOWER focuses on removing financial barriers by offering loans based on a students future potential rather than their past credit history.

MPOWER offers loans ranging from $2,001 to $100,000, with flexible repayment options, including a 6-month interest-only period after graduation. In addition to loans, the company provides scholarships for international students, career support services, and immigration guidance. MPOWER serves a diverse customer base from over 190 countries, with a significant portion being first-generation college students. The company has demonstrated strong financial growth, completing a $215.2 million securitization of international student loans in 2024, enabling it to support over $500 million in loans.