Moov is an open-source fintech company that specializes in payments infrastructure for marketplaces, software companies, and businesses needing embedded financial services. Its platform allows clients to accept, store, send, and spend money through a single integration, simplifying complex payment workflows and compliance processes.

The company offers payment acceptance, card issuing, money storage solutions, and real-time ledger technology that automates financial operations. Moov supports various payment methods, including ACH and RTP, and connects directly to major payment networks like Visa, Mastercard, and American Express. This infrastructure enables businesses to onboard users quickly while ensuring compliance with KYC, AML, and sanctions screening.

Moov serves a wide range of customers, including financial institutions, fundraising platforms, small and medium-sized businesses, and logistics companies. Founded by Wade Arnold and Bob Smith, Moov operates as a fully remote team and is backed by notable investors such as Bain Capital and Andreessen Horowitz. The company aims to provide a modern alternative to traditional payment providers with a focus on flexibility and developer-friendly design.