M-KOPA is a UK-based fintech company founded in 2010, focusing on affordable digital financial services and connected asset financing for underserved customers in sub-Saharan Africa. Since its commercial launch in 2012, M-KOPA has served over 5 million customers across Kenya, Uganda, Nigeria, Ghana, and South Africa, primarily targeting individuals with daily incomes who lack access to traditional financial services.

The company operates a pay-as-you-go financing platform that allows customers to acquire essential products through manageable daily micropayments. M-KOPA offers a range of products, including solar lighting systems, affordable smartphones, home appliances, and tailored financial services. By utilizing IoT technology and digital micropayments, M-KOPA ensures efficient credit management and empowers low-income households to improve their quality of life and economic prospects. With over $1.5 billion in credit deployed, M-KOPA continues to drive financial inclusion and economic empowerment in emerging markets.