Melio is a financial technology company based in New York City, founded in 2018 by Matan Bar, Ilan Atias, and Ziv Pav. The company specializes in a B2B payment platform that simplifies bill management and accounts payable processes for small and medium-sized businesses.

Melio provides an online bill pay system that allows businesses to pay vendors, suppliers, and contractors using various methods, including ACH bank transfers, credit cards, and paper checks. The platform features payment scheduling, automation, and customizable multi-level approval workflows. It also offers expedited payment options like same-day ACH and instant transfers, enhancing cash flow flexibility. Melio integrates with popular accounting software such as QuickBooks Online, Xero, and FreshBooks, ensuring real-time bookkeeping accuracy and eliminating manual data entry.

With capabilities like AI-powered invoice capture, payment tracking, and support for international payments, Melio aims to streamline payment workflows for its users. The company has partnered with notable firms like Capital One and Shopify and has been recognized on Forbes Fintech 50 list in 2022 and 2023.