Monarch Money is a financial planning and money management app that helps users budget, track spending and debt, and plan for their financial futures. Founded in 2018 and based in San Francisco, CA, the company operates with a fully remote team. The app consolidates various financial accounts, including bank accounts, credit cards, loans, investments, real estate, and cryptocurrency, providing users with a comprehensive view of their finances.

Key features include automatic transaction categorization, unlimited savings goals, and tools for managing household and partner accounts. Monarch also offers subscription management to help users control ongoing expenses and provides customizable financial reporting and visualization tools. The app is accessible on web, iOS, and Android, ensuring users can manage their finances anytime, anywhere. Additionally, Monarch Money provides professional tools for financial advisors and other professionals to assist their clients effectively. The app operates on a subscription model, with a free 7-day trial available for new users.