Tala is a financial technology company based in Santa Monica, California, dedicated to expanding financial access for underserved populations globally, particularly in East Africa, the Philippines, Mexico, India, and Latin America. Founded in 2011 by CEO Shivani Siroya, Tala aims to create a financial system that works for everyone by providing instant credit and financial services to individuals without formal borrowing history or access to traditional banking.

The company's main offering is a mobile lending app for Android devices that utilizes a proprietary AI-driven credit engine. This platform uses machine learning and extensive proprietary data to quickly underwrite and deliver microloans ranging from $10 to $500. Tala has disbursed over $1 billion to more than 4 million customers, helping them start or expand small businesses, pay school fees, and build more stable financial lives. With offices in Nairobi, Manila, Mexico City, and Bangalore, Tala has a significant global presence and is supported by various prominent investors.