EarnIn is a financial services company that specializes in earned wage access (EWA) solutions, allowing users to access their earned wages before payday. Founded in 2013, EarnIn aims to promote financial well-being by offering flexible, no-interest, and fee-free early access to income. Its flagship product, Cash Out, enables users to withdraw up to $750 per pay period without mandatory fees or credit checks, with repayments automatically deducted from the next paycheck.

In addition to Cash Out, EarnIn provides several financial wellness products, including real-time access to earnings through the EarnIn Card, medical bill negotiation services, a savings feature called Tip Yourself, and free weekly credit monitoring. The company primarily targets U.S. workers who need financial flexibility and partners with employers to offer these services as employee benefits. EarnIn's solutions are designed to enhance employee productivity and satisfaction while reducing financial stress. With over 3.8 million users, EarnIn has facilitated access to more than $20 billion in earnings.