Pliant is a European fintech company founded in 2020 that specializes in smart, scalable B2B payment solutions. The company provides a modular, API-first platform that allows businesses to issue both physical and virtual credit cards, track expenses in real time, and integrate payment data into their existing finance and accounting systems.

Pliant's core offerings include payment apps for streamlined card management, a customizable API solution for tailored payment controls, and Cards-as-a-Service (CaaS) for banks and financial institutions to launch their own credit card programs. Key features of the platform include real-time transaction monitoring, customizable spend controls, receipt management, and seamless integrations with various financial software. Pliant's solutions are designed to help businesses optimize payment processes and improve financial operations.

Co-founded by Malte Rau and Fabian Terner, Pliant is backed by notable investors such as Alstin Capital and PayPal Ventures. The company has a globally distributed team of experts dedicated to innovation and customer support.