Nium is a global financial technology company based in Singapore, specializing in cross-border payments and money transfer infrastructure. Founded in 2014, Nium initially launched as Instarem, focusing on consumer remittances with transparent exchange rates. The company has since expanded its services to include a comprehensive payments platform for businesses, banks, and enterprises.

Nium offers a scalable, API-driven payments infrastructure that enables instant money movement across more than 190 countries and supports over 100 currencies. Its services include cross-border payments, card issuing and processing, and payment APIs that integrate with client systems. Nium also enhances payment solutions for the travel industry and continues to operate Instarem as a consumer remittance service. With a diverse customer base and strategic partnerships, Nium is recognized as a leading provider in the fintech space, facilitating over US$25 billion in annual transactions.